Is Your Bass Boat Actually Covered? Insurance Issues You Need To Know Before Its Too Late!

No one likes talking about insurance but are you sure you're covered during a tournament? Does being on a "pro staff" put your tow vehicle in jeopardy? Is all of your tackle covered if you have a major incident? These don't need to be grey areas, you deserve to know exactly when you are and are not covered. Today we're posing all the tough questions to Ben Green, a marine insurance specialist, so that we can all be more prepared in case we're involved in a crash.

Just a few days after Matt's accident the insurance issues were beginning to unfold and Matt vowed that when it was over he would do a video to help the entire TacticalBassin family better understand potential issues and how to avoid them. He is by no means an insurance expert but he learned some tough lessons and doesn't want you to experience the same. When we found out Ben Green was in town (an actual expert on the subject) for a big tournament on Clearlake, we knew we had to track him down and get real answers to educate the Tactical Family.

Ben was kind enough to take part of his pre-fishing day to answer our questions. This video isn't about getting you a new insurance guy (though we are including Ben’s information here and below because we trust him and appreciate that he took the time to do this for all of us) its about making sure you know the exact questions to ask your insurance agent. Too many anglers have "grey areas" in their policy and that shouldn't be the case. Take the time to watch this video to the end, understand the questions, and get yourself coverage that is going to keep you and your loved ones safe.

Matt thought he had all the coverage he needed, in fact he was confident that he'd "over-insured" himself, but there were still gaps and a lot of issues developed as a result. Don't wait until it happens to you to find out where the gaps might be. Take a few minutes out of your day and ask your agent the right questions. If you're not comfortable with the answers, there are only 3 (to my knowledge) marine specialists in the country. If you'd like to reach out to Ben we're including the link to his website and facebook page below.

Ben Green Insurance Website: http://bit.ly/2v4U1Qo

Been Green Insurance Facebook Page: http://bit.ly/2UyyLlj

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How Fish React To Different Lures **Underwater Bite Footage**

Let's head under water and look at how fish react to a worm, a swimbait, and a jig. Tim presents all 3 baits to a variety of bass and watches their reactions. Its amazing how differently each fish reacts . Some lash out immediately, others ignore one bait entirely and then come to life for the next. Take a look and then share your take aways with us at the end.

The biggest "tell" about how a bass will react to a bait is its dorsal fin. If that fin starts standing up or moving rapidly you know you've got a fish that's fired up for a bait. If you make a change and the dorsal settles, its time for another switch. Its always best to have a variety of baits tied on and ready so you can adapt quickly to each fish's temperament.

Some of our key baits for sight fishing (and fishing in general) are a dropshot worm, jig, small swimbait, and large swimbait. Below is a breakdown of the specific baits Tim is using in the video. Comment below and let us know what you learned from watching how these bass react.

Dropshot...

Bait- Roboworm 6" Fat Worm: http://bit.ly/2awYSxM

Hook- Owner Mosquito Light Size 2: http://bit.ly/2zQVKx3

Weight- Tungsten Dropshot 3/16 oz: http://bit.ly/2kppo3p

Jig...

Jig- Z Man Micro Finesse Jig: http://bit.ly/2UcGaBP

Trailer- TRD CrawZ: http://bit.ly/2U9vx6P

Large Swimbait...

Mattlures Hammer Tail Bluegill: http://bit.ly/2FsZhA3

Small Swimbait...

Megabass Dark Sleeper 1/4 oz: http://bit.ly/2TyR1GT

Camera Used To Capture Footage...

GoPro Hero 7 Black: http://bit.ly/2RsLpjB

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3 Lipless Crankbait Tricks That Get Bigger Bites

Crankbaits are one of the easiest ways to catch bass. Throwing them is easy but knowing how to target big bass takes more effort. Today Matt explains 3 different retrieve styles that will get big bites when nothing else will. Adapting your retrieves will require changes in tackle and equipment as well but Matt makes it easy with simple steps anyone can follow.

Our favorite retrieve with the lipless is to hop the bait on bottom similar to how you work a jig. When the bottom is clean its simple and can be done with a light crankbait rod. As the grass grows up many anglers turn away from the lipless or modify their retrieve but if you learn to power through with heavier equipment you may encounter your biggest bass of the year!

The other two retrieves are easier but knowing which baits to throw when, will take your catch rate through the roof! Stop running bank throwing a lipless on a chuck and wind retrieve. Make some simple changes to your method and start catching bigger bass today!

Below is a breakdown of the baits and gear discussed in the video.

The baits...

-Lucky Craft LV 500: http://bit.ly/2aAUUbd

(Ghost Minnow, Golden Shiner, American Shad, Chartreuse Shad)

-Jackall TN-70: http://bit.ly/2lqAwjh

(Ghost Minnow, Scale Minnow, Super Shad)

-Red Eye Shad: http://bit.ly/2fqX1RT

(Clearwater Minnow, Japanese Shad, Sexy Ghost Minnow)

-Cordell Super Spot: http://bit.ly/2y3K210

(Foxy Momma, Foxy Shad, Royal Shad)

-6th Sense Quake: http://bit.ly/2Kxt4zm

(American Shad, Ghost Hot Herring, Shad Hammer, Violet Panda)

-Rattle Trap 1/2 oz: http://bit.ly/2gm8CjC

(Gold Mine Shad, Ghost Minnow, Pro Blue)

--Megabass Vibration X Jr: http://bit.ly/2zOeSdB

(Threadfin Shad, M Silver)

-Megabass Vibration X Ultra: http://bit.ly/2GdQFjs

(Echalote, MB Phantom)

Upgraded Hooks and Split Rings...

-Owner Hyperwire Split Rings (Size 3): http://bit.ly/2v8ArBX

-Light: Gamakatsu EWG Size 4: http://bit.ly/2cZrsbY

-Medium: Owner ST-56 Size 4: http://bit.ly/2cVg7xW

-Heavy: Owner ST-66 Size 4: http://bit.ly/2JHo3z3

Favorite Lipless Combo...

Rod- G Loomis IMX Pro 845 CBR: http://bit.ly/2og0BmK

Reel-Curado 150 DC: http://bit.ly/2yHtsp4

Line- Power Pro Maxcuatro 40 lb: http://bit.ly/2clBRiQ

Leader- Maxima Ultragreen 15 lb: http://bit.ly/2ae97J9

Budget-Friendly Combo...

Rod- Loomis E6X CBR 845: http://bit.ly/2G5Bc86

Reel- Curado 200K: http://bit.ly/2tHewEh

Line- 15 lb Sunline Assassin: http://bit.ly/2h4LNjm

Heavier Rods For Heavy Grass...

Strong- Zodias 7'6" Heavy Glass: http://bit.ly/2cgmMAe

Stronger- Levante 7'5" EMTF: http://bit.ly/2FdE3YY

Strongest- Zodias 7'2" Medium Heavy: http://bit.ly/2cgmMAe

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Ultra Clear Water Fishing For BIG Bass!

Have you seen water this clear? Tim found schools of giant bass and panfish holding on current seams in fast moving water. He's sight fishing them as they feed in the current. If you've ever seen water this clear you know how intimidating it can be but by adapting your equipment and carefully selecting the right bait you can catch some truly GIANT fish. The best part of all is you get to watch them bite!

As Tim explains in the video the fish are holding on the seam between fast moving current and the eddies. He uses a 1/4 ounce Ned rig to get the bait down as quickly as possible then bumps it down the current toward the bass. The concept is very similar to back bouncing a bait for salmon or steelhead.

The key to fishing in water this clear is gear selection. Light fluorocarbon is essential as is a rod and reel that can withstand the screaming runs that these big smallmouth make in current. If your line is too heavy the fish refuse to bite, too light and you'll break off. The same goes for rods and reels. Too heavy, you'll break off every time but too light and you'll never gain control of the fish. Below is a breakdown of the tackle Tim was using to catch this awesome limit of bass!

The tackle...

Bait- Roboworm Ned Worm: http://bit.ly/2j9F0Xy

(TW Black Blue Pumpkin, Desert Craw)

Hook-Z Man LockZ HD Head 1/5 oz: http://bit.ly/2kIgRYK

Ultrex Trolling Motor: http://bit.ly/2vFQypW

Rod/Reel Combo...

Rod- G Loomis Conquest 902S: http://bit.ly/2BiGUNi

Reel- Shimano Stella 3000: http://bit.ly/2U8Pkzg

Line- Sunline SX1 Braid 12 lb: http://bit.ly/2FngUkQ

Leader- Sniper Fluorocarbon 5 lb: http://bit.ly/2p7fxju

All-Around Combo...

Rod- Megabass Levante 2019 Whipsnake: http://bit.ly/2Ibeo70

Reel- Ultegra 2500: http://bit.ly/2nfApml

Line- 10 lb Power Pro: http://bit.ly/2aFg46b

Leader- 6 lb Sunline Sniper: http://bit.ly/2p7fxju

Budget Friendly Combo...

Rod- Dobyns Fury 7' Med Light: http://bit.ly/2e7HZPF

Reel- Shimano Nasci 2500: http://bit.ly/2g278cC

Line- 8 lb Sunline Sniper: http://bit.ly/2p7fxju

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